.insurance{--insurance-magenta:#d51b58;--insurance-teal:#18afbb;--insurance-teal-dark:#11838d;--insurance-orange:#ef9849;--insurance-navy:#0d1b2a;--insurance-navy-mid:#16263a;--insurance-cream:#f7f4ef;--insurance-paper:#fcfbf8;--insurance-text:#1c1c1c;--insurance-muted:#6b7280;--insurance-border:#e5e0d8;--insurance-border-dark:rgba(255,255,255,0.1);--insurance-success:#059669;--insurance-success-bg:#ecfdf5;--insurance-gold:#f0b429;--insurance-cat-accent:var(--insurance-magenta);min-height:100%;background:var(--insurance-cream);color:var(--insurance-text);line-height:1.6}.insurance-intro{background:linear-gradient(160deg,var(--insurance-navy) 0,var(--insurance-navy-mid) 55%,#0a3548 100%);color:#fff;padding:52px 40px 40px;position:relative;overflow:hidden}.insurance-intro:before{content:"";position:absolute;inset:0;background:radial-gradient(ellipse 600px 300px at 85% 15%,rgba(213,27,88,.16) 0,transparent 70%),radial-gradient(ellipse 500px 280px at 10% 90%,rgba(24,175,187,.14) 0,transparent 65%);pointer-events:none}.insurance-intro-inner{position:relative;max-width:1160px;margin:0 auto}.insurance-intro-top{display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center;flex-wrap:wrap;gap:24px;margin-bottom:28px}.insurance-intro-eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:11px;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--insurance-teal);margin-bottom:14px}.insurance-intro-eyebrow .line{width:28px;height:1px;background:var(--insurance-teal);display:inline-block}.insurance-intro h1{font-size:clamp(1.9rem,4.2vw,2.7rem);font-weight:700;line-height:1.18;max-width:600px;margin-left:auto;margin-right:auto}.insurance-intro h1 em{font-style:normal;color:var(--insurance-teal)}.insurance-lede{font-size:1rem;color:rgba(255,255,255,.72);max-width:500px;margin-top:14px}.insurance-independence-card{background:rgba(255,255,255,.06);border:1px solid var(--insurance-border-dark);border-radius:12px;padding:16px 20px;min-width:250px;max-width:290px;backdrop-filter:blur(8px)}.insurance-independence-card-head{display:flex;align-items:center;gap:8px;margin-bottom:8px}.insurance-independence-card-head svg{width:16px;height:16px;stroke:var(--insurance-gold);flex-shrink:0}.insurance-independence-card-head strong{font-size:.82rem;color:#fff}.insurance-independence-card p{font-size:.76rem;color:rgba(255,255,255,.6);line-height:1.5}.insurance-category-bar{display:flex;gap:10px;flex-wrap:wrap;margin-top:8px}.insurance-category-chip{display:inline-flex;align-items:center;gap:8px;padding:11px 18px;border-radius:30px;background:rgba(255,255,255,.07);border:1px solid var(--insurance-border-dark);color:rgba(255,255,255,.8);font-size:.86rem;font-weight:500;cursor:pointer;transition:all .18s;white-space:nowrap}.insurance-category-chip .emoji{font-size:1rem}.insurance-category-chip:hover{background:rgba(255,255,255,.13)}.insurance-category-chip.active{color:#fff;font-weight:600;border-color:transparent}.insurance-main{max-width:1160px;margin:0 auto;padding:0 40px 64px}.insurance-load-error{margin-top:24px;padding:14px 18px;border-radius:10px;background:#fef2f2;border:1px solid #fecaca;color:#991b1b;font-size:.88rem}.insurance-options-bar{background:var(--insurance-paper);border:1px solid var(--insurance-border);border-radius:14px;padding:22px 26px;margin-top:-28px;margin-bottom:28px;box-shadow:0 8px 32px rgba(13,27,42,.1);position:relative;z-index:5}.insurance-options-row{display:flex;flex-wrap:wrap;gap:24px}.insurance-option-group{flex:1;min-width:240px}.insurance-option-label{font-size:.74rem;font-weight:700;color:var(--insurance-muted);text-transform:uppercase;letter-spacing:.06em;margin-bottom:10px}.insurance-option-pills{display:flex;flex-wrap:wrap;gap:8px}.insurance-option-pill{padding:8px 14px;border-radius:8px;border:1.5px solid var(--insurance-border);background:#fff;font-size:.82rem;font-weight:500;color:var(--insurance-text);cursor:pointer;transition:all .15s;white-space:nowrap}.insurance-option-pill.active,.insurance-option-pill:hover{border-color:var(--insurance-cat-accent)}.insurance-option-pill.active{background:var(--insurance-cat-accent);color:#fff}.insurance-profile-note{font-size:.78rem;color:var(--insurance-muted);margin-top:14px;padding-top:14px;border-top:1px solid var(--insurance-border);font-style:italic}.insurance-section-header{margin-bottom:20px}.insurance-section-label{font-size:.72rem;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--insurance-cat-accent);margin-bottom:6px;transition:color .2s}.insurance-section-title{font-size:1.5rem;font-weight:700;color:var(--insurance-navy)}.insurance-section-sub{font-size:.88rem;color:var(--insurance-muted);margin-top:4px;max-width:640px}.insurance-refresh-pill{display:inline-flex;align-items:center;gap:7px;background:var(--insurance-success-bg);border:1px solid #a7f3d0;border-radius:20px;padding:5px 14px;margin-top:12px;font-size:.76rem;color:#065f46;font-weight:600}.insurance-pulse-dot{width:6px;height:6px;border-radius:50%;background:var(--insurance-success);animation:insurance-pulse 2s infinite}@keyframes insurance-pulse{0%{box-shadow:0 0 0 0 rgba(5,150,105,.5)}70%{box-shadow:0 0 0 6px rgba(5,150,105,0)}to{box-shadow:0 0 0 0 rgba(5,150,105,0)}}.insurance-quote-table-wrap{background:var(--insurance-paper);border:1px solid var(--insurance-border);border-radius:14px;overflow:hidden;margin-bottom:20px}.insurance-quote-table{width:100%;border-collapse:collapse}.insurance-quote-table thead th{text-align:left;font-size:.7rem;font-weight:700;color:var(--insurance-muted);text-transform:uppercase;letter-spacing:.06em;padding:14px 18px;border-bottom:1px solid var(--insurance-border);background:#f1ede5;white-space:nowrap}.insurance-quote-table tbody tr{border-bottom:1px solid var(--insurance-border);transition:background .15s}.insurance-quote-table tbody tr:last-child{border-bottom:none}.insurance-quote-table tbody tr:hover{background:#fbf9f5}.insurance-quote-table td{padding:16px 18px;font-size:.88rem;vertical-align:middle}.insurance-provider-cell{display:flex;align-items:center;gap:10px}.insurance-provider-dot{width:10px;height:10px;border-radius:3px;flex-shrink:0}.insurance-provider-name{font-weight:600;color:var(--insurance-navy)}.insurance-provider-note{font-size:.74rem;color:var(--insurance-muted);margin-top:2px;max-width:320px;line-height:1.4}.insurance-rank-badge{display:inline-flex;align-items:center;justify-content:center;width:22px;height:22px;border-radius:50%;font-family:var(--font-mono),monospace;font-size:.7rem;font-weight:700;background:var(--insurance-border);color:var(--insurance-muted)}.insurance-rank-badge.gold{background:#fef3c7;color:#92400e}.insurance-price-cell{font-family:var(--font-mono),monospace;font-weight:700;font-size:1.05rem;color:var(--insurance-navy)}.insurance-price-cell .unit{font-size:.72rem;color:var(--insurance-muted);font-weight:500;margin-left:2px}.insurance-price-cell.best{color:var(--insurance-success)}.best-value-row td:first-child{position:relative}.insurance-best-tag{position:absolute;top:-1px;left:18px;background:var(--insurance-success);color:#fff;font-size:.62rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;padding:2px 8px;border-radius:0 0 6px 6px}.insurance-quote-cta-btn{display:inline-flex;align-items:center;gap:6px;padding:9px 16px;border-radius:8px;border:1.5px solid var(--insurance-border);background:#fff;color:var(--insurance-navy);font-size:.8rem;font-weight:600;cursor:pointer;text-decoration:none;transition:all .15s;white-space:nowrap}.insurance-quote-cta-btn:hover{border-color:var(--insurance-cat-accent);color:var(--insurance-cat-accent);background:#fff}.insurance-quote-cta-btn svg{width:13px;height:13px}.insurance-table-footnote{font-size:.74rem;color:var(--insurance-muted);padding:14px 18px;border-top:1px solid var(--insurance-border);background:#f1ede5}.insurance-indep-band{display:flex;gap:20px;align-items:flex-start;flex-wrap:wrap;background:#fffbeb;border:1px solid #fde68a;border-radius:12px;padding:22px 26px;margin-bottom:40px}.insurance-indep-icon{width:42px;height:42px;border-radius:10px;background:var(--insurance-gold);display:flex;align-items:center;justify-content:center;flex-shrink:0}.insurance-indep-icon svg{width:22px;height:22px;stroke:#3d2900}.insurance-indep-text h3{font-size:1.05rem;color:#78350f;margin-bottom:6px}.insurance-indep-text p{font-size:.85rem;color:#92400e;line-height:1.6;max-width:760px}.insurance-indep-text p strong{color:#78350f}.insurance-trust-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:16px;margin-bottom:56px}.insurance-trust-card{background:var(--insurance-paper);border:1px solid var(--insurance-border);border-radius:12px;padding:20px 22px;display:flex;gap:14px;align-items:flex-start}.insurance-trust-icon{width:38px;height:38px;border-radius:9px;background:var(--insurance-teal);display:flex;align-items:center;justify-content:center;flex-shrink:0}.insurance-trust-icon svg{width:19px;height:19px;stroke:#fff}.insurance-trust-card h4{font-size:.92rem;color:var(--insurance-navy);margin-bottom:4px}.insurance-trust-card p{font-size:.82rem;color:var(--insurance-muted);line-height:1.5;margin-bottom:8px}.insurance-trust-link{font-size:.8rem;color:var(--insurance-teal-dark);font-weight:600;text-decoration:none;display:inline-flex;align-items:center;gap:4px}.insurance-trust-link:hover{text-decoration:underline}.insurance-system-section{background:var(--insurance-navy);border-radius:16px;padding:36px;color:#fff;margin-bottom:40px;position:relative;overflow:hidden}.insurance-system-section:before{content:"";position:absolute;inset:0;background:radial-gradient(ellipse 500px 260px at 90% 10%,rgba(24,175,187,.15) 0,transparent 70%);pointer-events:none}.insurance-system-inner{position:relative}.insurance-system-header{margin-bottom:28px}.insurance-system-label{font-size:.72rem;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--insurance-teal);margin-bottom:8px}.insurance-system-title{font-size:1.4rem;font-weight:700}.insurance-system-sub{font-size:.86rem;color:rgba(255,255,255,.6);margin-top:6px;max-width:640px}.insurance-flow-steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:16px;margin-bottom:24px}.insurance-flow-step{background:rgba(255,255,255,.05);border:1px solid var(--insurance-border-dark);border-radius:12px;padding:18px}.insurance-flow-step-num{font-family:var(--font-mono),monospace;font-size:.74rem;font-weight:700;color:var(--insurance-teal);margin-bottom:8px}.insurance-flow-step h4{font-size:.92rem;font-weight:600;margin-bottom:6px}.insurance-flow-step p{font-size:.8rem;color:rgba(255,255,255,.62);line-height:1.5}.insurance-system-meta-row{display:flex;gap:24px;flex-wrap:wrap;padding-top:20px;border-top:1px solid var(--insurance-border-dark)}.insurance-system-meta{font-size:.8rem;color:rgba(255,255,255,.6)}.insurance-system-meta strong{color:#fff;display:block;font-family:var(--font-mono),monospace;font-size:.95rem;margin-bottom:2px}.insurance-cta-block{background:linear-gradient(135deg,#1a0a12 0,var(--insurance-navy) 50%,#06222a 100%);border-radius:16px;padding:44px 40px;text-align:center;color:#fff;position:relative;overflow:hidden}.insurance-cta-block:before{content:"";position:absolute;inset:0;background:radial-gradient(ellipse 500px 260px at 50% 0,rgba(239,152,73,.18) 0,transparent 70%)}.insurance-cta-inner{position:relative;max-width:580px;margin:0 auto}.insurance-cta-block h2{font-size:1.6rem;font-weight:700;margin-bottom:12px}.insurance-cta-block p{font-size:.94rem;color:rgba(255,255,255,.7);margin-bottom:26px}.insurance-cta-buttons{display:flex;gap:12px;justify-content:center;flex-wrap:wrap}.insurance-cta-primary{display:inline-flex;align-items:center;gap:8px;background:linear-gradient(135deg,var(--insurance-orange) 0,var(--insurance-magenta) 100%);color:#fff;font-weight:700;font-size:.92rem;padding:13px 28px;border-radius:10px;text-decoration:none;transition:transform .15s,box-shadow .15s}.insurance-cta-primary:hover{transform:translateY(-2px);box-shadow:0 10px 28px rgba(213,27,88,.4)}.insurance-cta-secondary{display:inline-flex;align-items:center;gap:8px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.2);color:#fff;font-weight:600;font-size:.92rem;padding:13px 28px;border-radius:10px;text-decoration:none;transition:background .15s}.insurance-cta-secondary:hover{background:rgba(255,255,255,.15)}.insurance-modal-overlay{display:none;position:fixed;inset:0;background:rgba(13,27,42,.6);backdrop-filter:blur(4px);z-index:1000;align-items:center;justify-content:center;padding:20px}.insurance-modal-overlay.open{display:flex}.insurance-modal-box{background:#fff;border-radius:16px;max-width:440px;width:100%;padding:32px;position:relative}.insurance-modal-close{position:absolute;top:16px;right:16px;background:none;border:none;cursor:pointer;color:var(--insurance-muted);font-size:1.2rem;line-height:1}.insurance-modal-provider-head{display:flex;align-items:center;gap:12px;margin-bottom:18px}.insurance-modal-provider-dot{width:14px;height:14px;border-radius:4px;flex-shrink:0}.insurance-modal-box h3{font-size:1.25rem;color:var(--insurance-navy)}.insurance-modal-box p{font-size:.86rem;color:var(--insurance-muted);margin-bottom:18px;line-height:1.6}.insurance-modal-box p strong{color:var(--insurance-navy)}.insurance-modal-note{font-size:.82rem!important}.insurance-modal-divider{border-top:1px solid var(--insurance-border);margin:18px 0}.insurance-modal-go-btn{display:flex;align-items:center;justify-content:center;gap:8px;width:100%;padding:13px;border-radius:10px;border:none;background:var(--insurance-navy);color:#fff;font-weight:700;font-size:.9rem;text-decoration:none;transition:opacity .15s}.insurance-modal-go-btn:hover{opacity:.88}.insurance-modal-cancel{display:block;text-align:center;margin-top:12px;font-size:.82rem;color:var(--insurance-muted);text-decoration:underline;cursor:pointer;background:none;border:none;width:100%}@media (max-width:860px){.insurance-intro{padding:40px 20px 32px}.insurance-main{padding:0 20px 48px}.insurance-options-bar{margin-top:-20px}.insurance-quote-table-wrap{overflow-x:auto}.insurance-quote-table{min-width:680px}.insurance-cta-block,.insurance-system-section{padding:28px 22px}.insurance-indep-band{padding:18px 20px}}@media (prefers-reduced-motion:reduce){.insurance-pulse-dot{animation:none}}