.insurance{--insurance-magenta:#d51b58;--insurance-teal:#18afbb;--insurance-teal-dark:#11838d;--insurance-orange:#ef9849;--insurance-navy:#0d1b2a;--insurance-navy-mid:#16263a;--insurance-cream:#f7f4ef;--insurance-paper:#fcfbf8;--insurance-text:#1c1c1c;--insurance-muted:#6b7280;--insurance-border:#e5e0d8;--insurance-border-dark:#ffffff1a;--insurance-success:#059669;--insurance-success-bg:#ecfdf5;--insurance-gold:#f0b429;--insurance-cat-accent:var(--insurance-magenta);background:var(--insurance-cream);min-height:100%;color:var(--insurance-text);line-height:1.6}.insurance-intro{background:linear-gradient(160deg,var(--insurance-navy)0%,var(--insurance-navy-mid)55%,#0a3548 100%);color:#fff;padding:52px 40px 40px;position:relative;overflow:hidden}.insurance-intro:before{content:"";pointer-events:none;background:radial-gradient(600px 300px at 85% 15%,#d51b5829 0%,#0000 70%),radial-gradient(500px 280px at 10% 90%,#18afbb24 0%,#0000 65%);position:absolute;inset:0}.insurance-intro-inner{max-width:1160px;margin:0 auto;position:relative}.insurance-intro-top{text-align:center;flex-flow:column wrap;justify-content:center;align-items:center;gap:24px;margin-bottom:28px;display:flex}.insurance-intro-eyebrow{letter-spacing:.12em;text-transform:uppercase;color:var(--insurance-teal);align-items:center;gap:8px;margin-bottom:14px;font-size:11px;font-weight:600;display:inline-flex}.insurance-intro-eyebrow .line{background:var(--insurance-teal);width:28px;height:1px;display:inline-block}.insurance-intro h1{max-width:600px;margin-left:auto;margin-right:auto;font-size:clamp(1.9rem,4.2vw,2.7rem);font-weight:700;line-height:1.18}.insurance-intro h1 em{color:var(--insurance-teal);font-style:normal}.insurance-lede{color:#ffffffb8;max-width:500px;margin-top:14px;font-size:1rem}.insurance-independence-card{border:1px solid var(--insurance-border-dark);-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);background:#ffffff0f;border-radius:12px;min-width:250px;max-width:290px;padding:16px 20px}.insurance-independence-card-head{align-items:center;gap:8px;margin-bottom:8px;display:flex}.insurance-independence-card-head svg{width:16px;height:16px;stroke:var(--insurance-gold);flex-shrink:0}.insurance-independence-card-head strong{color:#fff;font-size:.82rem}.insurance-independence-card p{color:#fff9;font-size:.76rem;line-height:1.5}.insurance-category-bar{flex-wrap:wrap;gap:10px;margin-top:8px;display:flex}.insurance-category-chip{border:1px solid var(--insurance-border-dark);color:#fffc;cursor:pointer;white-space:nowrap;background:#ffffff12;border-radius:30px;align-items:center;gap:8px;padding:11px 18px;font-size:.86rem;font-weight:500;transition:all .18s;display:inline-flex}.insurance-category-chip .emoji{font-size:1rem}.insurance-category-chip:hover{background:#ffffff21}.insurance-category-chip.active{color:#fff;border-color:#0000;font-weight:600}.insurance-main{max-width:1160px;margin:0 auto;padding:0 40px 64px}.insurance-load-error{color:#991b1b;background:#fef2f2;border:1px solid #fecaca;border-radius:10px;margin-top:24px;padding:14px 18px;font-size:.88rem}.insurance-options-bar{background:var(--insurance-paper);border:1px solid var(--insurance-border);z-index:5;border-radius:14px;margin-top:-28px;margin-bottom:28px;padding:22px 26px;position:relative;box-shadow:0 8px 32px #0d1b2a1a}.insurance-options-row{flex-wrap:wrap;gap:24px;display:flex}.insurance-option-group{flex:1;min-width:240px}.insurance-option-label{color:var(--insurance-muted);text-transform:uppercase;letter-spacing:.06em;margin-bottom:10px;font-size:.74rem;font-weight:700}.insurance-option-pills{flex-wrap:wrap;gap:8px;display:flex}.insurance-option-pill{border:1.5px solid var(--insurance-border);color:var(--insurance-text);cursor:pointer;white-space:nowrap;background:#fff;border-radius:8px;padding:8px 14px;font-size:.82rem;font-weight:500;transition:all .15s}.insurance-option-pill:hover{border-color:var(--insurance-cat-accent)}.insurance-option-pill.active{background:var(--insurance-cat-accent);border-color:var(--insurance-cat-accent);color:#fff}.insurance-profile-note{color:var(--insurance-muted);border-top:1px solid var(--insurance-border);margin-top:14px;padding-top:14px;font-size:.78rem;font-style:italic}.insurance-section-header{margin-bottom:20px}.insurance-section-label{letter-spacing:.14em;text-transform:uppercase;color:var(--insurance-cat-accent);margin-bottom:6px;font-size:.72rem;font-weight:600;transition:color .2s}.insurance-section-title{color:var(--insurance-navy);font-size:1.5rem;font-weight:700}.insurance-section-sub{color:var(--insurance-muted);max-width:640px;margin-top:4px;font-size:.88rem}.insurance-refresh-pill{background:var(--insurance-success-bg);color:#065f46;border:1px solid #a7f3d0;border-radius:20px;align-items:center;gap:7px;margin-top:12px;padding:5px 14px;font-size:.76rem;font-weight:600;display:inline-flex}.insurance-pulse-dot{background:var(--insurance-success);border-radius:50%;width:6px;height:6px;animation:2s infinite insurance-pulse}@keyframes insurance-pulse{0%{box-shadow:0 0 #05966980}70%{box-shadow:0 0 0 6px #05966900}to{box-shadow:0 0 #05966900}}.insurance-quote-table-wrap{background:var(--insurance-paper);border:1px solid var(--insurance-border);border-radius:14px;margin-bottom:20px;overflow:hidden}.insurance-quote-table{border-collapse:collapse;width:100%}.insurance-quote-table thead th{text-align:left;color:var(--insurance-muted);text-transform:uppercase;letter-spacing:.06em;border-bottom:1px solid var(--insurance-border);white-space:nowrap;background:#f1ede5;padding:14px 18px;font-size:.7rem;font-weight:700}.insurance-quote-table tbody tr{border-bottom:1px solid var(--insurance-border);transition:background .15s}.insurance-quote-table tbody tr:last-child{border-bottom:none}.insurance-quote-table tbody tr:hover{background:#fbf9f5}.insurance-quote-table td{vertical-align:middle;padding:16px 18px;font-size:.88rem}.insurance-provider-cell{align-items:center;gap:10px;display:flex}.insurance-provider-dot{border-radius:3px;flex-shrink:0;width:10px;height:10px}.insurance-provider-name{color:var(--insurance-navy);font-weight:600}.insurance-provider-note{color:var(--insurance-muted);max-width:320px;margin-top:2px;font-size:.74rem;line-height:1.4}.insurance-rank-badge{width:22px;height:22px;font-family:var(--font-mono),monospace;background:var(--insurance-border);color:var(--insurance-muted);border-radius:50%;justify-content:center;align-items:center;font-size:.7rem;font-weight:700;display:inline-flex}.insurance-rank-badge.gold{color:#92400e;background:#fef3c7}.insurance-price-cell{font-family:var(--font-mono),monospace;color:var(--insurance-navy);font-size:1.05rem;font-weight:700}.insurance-price-cell .unit{color:var(--insurance-muted);margin-left:2px;font-size:.72rem;font-weight:500}.insurance-price-cell.best{color:var(--insurance-success)}.best-value-row td:first-child{position:relative}.insurance-best-tag{background:var(--insurance-success);color:#fff;letter-spacing:.06em;text-transform:uppercase;border-radius:0 0 6px 6px;padding:2px 8px;font-size:.62rem;font-weight:700;position:absolute;top:-1px;left:18px}.insurance-quote-cta-btn{border:1.5px solid var(--insurance-border);color:var(--insurance-navy);cursor:pointer;white-space:nowrap;background:#fff;border-radius:8px;align-items:center;gap:6px;padding:9px 16px;font-size:.8rem;font-weight:600;text-decoration:none;transition:all .15s;display:inline-flex}.insurance-quote-cta-btn:hover{border-color:var(--insurance-cat-accent);color:var(--insurance-cat-accent);background:#fff}.insurance-quote-cta-btn svg{width:13px;height:13px}.insurance-table-footnote{color:var(--insurance-muted);border-top:1px solid var(--insurance-border);background:#f1ede5;padding:14px 18px;font-size:.74rem}.insurance-indep-band{background:#fffbeb;border:1px solid #fde68a;border-radius:12px;flex-wrap:wrap;align-items:flex-start;gap:20px;margin-bottom:40px;padding:22px 26px;display:flex}.insurance-indep-icon{background:var(--insurance-gold);border-radius:10px;flex-shrink:0;justify-content:center;align-items:center;width:42px;height:42px;display:flex}.insurance-indep-icon svg{stroke:#3d2900;width:22px;height:22px}.insurance-indep-text h3{color:#78350f;margin-bottom:6px;font-size:1.05rem}.insurance-indep-text p{color:#92400e;max-width:760px;font-size:.85rem;line-height:1.6}.insurance-indep-text p strong{color:#78350f}.insurance-trust-grid{grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:16px;margin-bottom:56px;display:grid}.insurance-trust-card{background:var(--insurance-paper);border:1px solid var(--insurance-border);border-radius:12px;align-items:flex-start;gap:14px;padding:20px 22px;display:flex}.insurance-trust-icon{background:var(--insurance-teal);border-radius:9px;flex-shrink:0;justify-content:center;align-items:center;width:38px;height:38px;display:flex}.insurance-trust-icon svg{stroke:#fff;width:19px;height:19px}.insurance-trust-card h4{color:var(--insurance-navy);margin-bottom:4px;font-size:.92rem}.insurance-trust-card p{color:var(--insurance-muted);margin-bottom:8px;font-size:.82rem;line-height:1.5}.insurance-trust-link{color:var(--insurance-teal-dark);align-items:center;gap:4px;font-size:.8rem;font-weight:600;text-decoration:none;display:inline-flex}.insurance-trust-link:hover{text-decoration:underline}.insurance-system-section{background:var(--insurance-navy);color:#fff;border-radius:16px;margin-bottom:40px;padding:36px;position:relative;overflow:hidden}.insurance-system-section:before{content:"";pointer-events:none;background:radial-gradient(500px 260px at 90% 10%,#18afbb26 0%,#0000 70%);position:absolute;inset:0}.insurance-system-inner{position:relative}.insurance-system-header{margin-bottom:28px}.insurance-system-label{letter-spacing:.14em;text-transform:uppercase;color:var(--insurance-teal);margin-bottom:8px;font-size:.72rem;font-weight:600}.insurance-system-title{font-size:1.4rem;font-weight:700}.insurance-system-sub{color:#fff9;max-width:640px;margin-top:6px;font-size:.86rem}.insurance-flow-steps{grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:16px;margin-bottom:24px;display:grid}.insurance-flow-step{border:1px solid var(--insurance-border-dark);background:#ffffff0d;border-radius:12px;padding:18px}.insurance-flow-step-num{font-family:var(--font-mono),monospace;color:var(--insurance-teal);margin-bottom:8px;font-size:.74rem;font-weight:700}.insurance-flow-step h4{margin-bottom:6px;font-size:.92rem;font-weight:600}.insurance-flow-step p{color:#ffffff9e;font-size:.8rem;line-height:1.5}.insurance-system-meta-row{border-top:1px solid var(--insurance-border-dark);flex-wrap:wrap;gap:24px;padding-top:20px;display:flex}.insurance-system-meta{color:#fff9;font-size:.8rem}.insurance-system-meta strong{color:#fff;font-family:var(--font-mono),monospace;margin-bottom:2px;font-size:.95rem;display:block}.insurance-cta-block{background:linear-gradient(135deg,#1a0a12 0%,var(--insurance-navy)50%,#06222a 100%);text-align:center;color:#fff;border-radius:16px;padding:44px 40px;position:relative;overflow:hidden}.insurance-cta-block:before{content:"";background:radial-gradient(500px 260px at 50% 0,#ef98492e 0%,#0000 70%);position:absolute;inset:0}.insurance-cta-inner{max-width:580px;margin:0 auto;position:relative}.insurance-cta-block h2{margin-bottom:12px;font-size:1.6rem;font-weight:700}.insurance-cta-block p{color:#ffffffb3;margin-bottom:26px;font-size:.94rem}.insurance-cta-buttons{flex-wrap:wrap;justify-content:center;gap:12px;display:flex}.insurance-cta-primary{background:linear-gradient(135deg,var(--insurance-orange)0%,var(--insurance-magenta)100%);color:#fff;border-radius:10px;align-items:center;gap:8px;padding:13px 28px;font-size:.92rem;font-weight:700;text-decoration:none;transition:transform .15s,box-shadow .15s;display:inline-flex}.insurance-cta-primary:hover{transform:translateY(-2px);box-shadow:0 10px 28px #d51b5866}.insurance-cta-secondary{color:#fff;background:#ffffff14;border:1px solid #fff3;border-radius:10px;align-items:center;gap:8px;padding:13px 28px;font-size:.92rem;font-weight:600;text-decoration:none;transition:background .15s;display:inline-flex}.insurance-cta-secondary:hover{background:#ffffff26}.insurance-modal-overlay{-webkit-backdrop-filter:blur(4px);backdrop-filter:blur(4px);z-index:1000;background:#0d1b2a99;justify-content:center;align-items:center;padding:20px;display:none;position:fixed;inset:0}.insurance-modal-overlay.open{display:flex}.insurance-modal-box{background:#fff;border-radius:16px;width:100%;max-width:440px;padding:32px;position:relative}.insurance-modal-close{cursor:pointer;color:var(--insurance-muted);background:0 0;border:none;font-size:1.2rem;line-height:1;position:absolute;top:16px;right:16px}.insurance-modal-provider-head{align-items:center;gap:12px;margin-bottom:18px;display:flex}.insurance-modal-provider-dot{border-radius:4px;flex-shrink:0;width:14px;height:14px}.insurance-modal-box h3{color:var(--insurance-navy);font-size:1.25rem}.insurance-modal-box p{color:var(--insurance-muted);margin-bottom:18px;font-size:.86rem;line-height:1.6}.insurance-modal-box p strong{color:var(--insurance-navy)}.insurance-modal-note{font-size:.82rem!important}.insurance-modal-divider{border-top:1px solid var(--insurance-border);margin:18px 0}.insurance-modal-go-btn{background:var(--insurance-navy);color:#fff;border:none;border-radius:10px;justify-content:center;align-items:center;gap:8px;width:100%;padding:13px;font-size:.9rem;font-weight:700;text-decoration:none;transition:opacity .15s;display:flex}.insurance-modal-go-btn:hover{opacity:.88}.insurance-modal-cancel{text-align:center;color:var(--insurance-muted);cursor:pointer;background:0 0;border:none;width:100%;margin-top:12px;font-size:.82rem;text-decoration:underline;display:block}@media (max-width:860px){.insurance-intro{padding:40px 20px 32px}.insurance-main{padding:0 20px 48px}.insurance-options-bar{margin-top:-20px}.insurance-quote-table-wrap{overflow-x:auto}.insurance-quote-table{min-width:680px}.insurance-system-section,.insurance-cta-block{padding:28px 22px}.insurance-indep-band{padding:18px 20px}}@media (prefers-reduced-motion:reduce){.insurance-pulse-dot{animation:none}}